|
BALANCE SHEET
BUSINESS HIGHLIGHTS - 2010-11
*Total Deposits Rs. 4079 crore |
* Total Advances Rs. 4292 Crore |
| *Agriculture Advances Rs. 3309 crore |
* Priority Sector Advances Rs. 3732 crore |
AUDITED BALANCE SHEET FOR THE YEAR ENDED 31st MARCH-2011
|
Schedule No |
Rupees in Thousands |
|
31.03.2011 |
31.03.2010 |
CAPITAL AND LIABILITIES |
|
|
|
|
|
|
|
CAPITAL |
1 |
423426 |
423426 |
RESERVES AND SURPLUS |
2 |
7974098 |
6672809 |
DEPOSITS |
3 |
40790510 |
35173369 |
BORROWINGS |
4 |
17437768 |
11808394 |
OTHER LIABILITIES AND PROVISIONS |
5 |
1677016 |
1725141 |
TOTAL |
|
68302818 |
55803139 |
|
|
|
|
|
|
|
|
ASSETS |
|
|
|
CASH AND BALANCES WITH RBI |
6 |
2917768 |
2511725 |
BALANCES WITH BANKS AND MONEY AT CALL AND SHORT NOTICE |
7 |
11949888 |
8175075 |
INVESTMENTS (Net) |
8 |
9478168 |
8926999 |
ADVANCES(Net) |
9 |
42277561 |
35052791 |
Fixed Assets(Net) |
10 |
105466 |
95390 |
Other Assets |
11 |
1573967 |
1041159 |
TOTAL |
|
68302818 |
55803139 |
|
|
|
|
Contingent Liabilities |
12 |
118905 |
116768 |
Bills for Collection |
|
116152 |
84435 |
|
|
|
|
|
|
|
|
PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED 31.03.2011
|
Schedule No |
Rupees in Thousands |
|
31.03.2011 |
31.03.2010 |
INCOME |
|
|
|
|
|
|
|
Interest Earned |
13 |
5492141 |
4463958 |
Other Income |
14 |
519610 |
412900 |
TOTAL INCOME |
|
6011751 |
4876858 |
|
|
|
|
|
|
|
|
EXPENDITURE |
|
|
|
Interest Expended |
15 |
2835066 |
2442690 |
Operating Expenses |
16 |
1813986 |
1165992 |
Provisions and Contingencies |
17 |
61410 |
201297 |
TOTAL EXPENDITURE |
|
4710462 |
3809979 |
PROFIT / LOSS |
|
Net Profit for the Year |
|
1301289 |
1066879 |
Add: Profit brought forward |
|
1934561 |
1081570 |
TOTAL |
|
3235850 |
2148449 |
|
|
|
|
APPROPRIATIONS |
|
|
|
Transfer to Statutory Reserves |
|
261000 |
213888 |
|
|
|
|
Balance carried over to the Balance Sheet |
|
2974850 |
1934561 |
TOTAL |
|
3235850 |
2148449 |
BUSINESS HIGHLIGHTS - 2009-10
*Total Deposits Rs. 3517.33 crore |
* Total Advances Rs. 3563.55 Crore |
| *Operating Profit Rs. 163.37 crore |
* Priority Sector Advances Rs. 3125.21 crore |
| *Net Profit Rs.106.69 Crores |
*Agriculture Advances Rs. 2795.55 crore |
| *Advances to SHGs : Rs. 788.95 crore |
* Advances to weaker Sections Rs.2125.93 crore |
AUDITED BALANCE SHEET FOR THE YEAR ENDED 31st MARCH-2010
|
Schedule No |
Rupees in Thousands |
|
31.03.2010 |
31.03.2009 |
CAPITAL AND LIABILITIES |
|
|
|
|
|
|
|
CAPITAL |
1 |
423426 |
423426 |
RESERVES AND SURPLUS |
2 |
6672809 |
5605930 |
DEPOSITS |
3 |
35173369 |
30377076 |
BORROWINGS |
4 |
11808394 |
7918495 |
OTHER LIABILITIES AND PROVISIONS |
5 |
1725141 |
1704543 |
TOTAL |
|
55803139 |
46029470 |
|
|
|
|
|
|
|
|
ASSETS |
|
|
|
CASH AND BALANCES WITH RBI |
6 |
2511725 |
1872135 |
BALANCES WITH BANKS AND MONEY AT CALL AND SHORT NOTICE |
7 |
8175075 |
4724362 |
INVESTMENTS (Net) |
8 |
8926999 |
7392836 |
ADVANCES(Net) |
9 |
35052791 |
30440335 |
Fixed Assets(Net) |
10 |
95390 |
105742 |
Other Assets |
11 |
1041159 |
1494060 |
TOTAL |
|
55803139 |
46029470 |
|
|
|
|
Contingent Liabilities |
12 |
116768 |
149316 |
Bills for Collection |
|
84435 |
39866 |
|
|
|
|
|
|
|
|
PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED 31.03.2010
|
Schedule No |
Rupees in Thousands |
|
31.03.2010 |
31.03.2009 |
INCOME |
|
|
|
|
|
|
|
Interest Earned |
13 |
4463958 |
3876666 |
Other Income |
14 |
412900 |
322537 |
TOTAL INCOME |
|
4876858 |
4199203 |
|
|
|
|
|
|
|
|
EXPENDITURE |
|
|
|
Interest Expended |
15 |
2442690 |
2224977 |
Operating Expenses |
16 |
1165992 |
1161992 |
Provisions and Contingencies |
17 |
201297 |
52680 |
TOTAL EXPENDITURE |
|
3809979 |
3439649 |
PROFIT / LOSS |
|
Net Profit for the Year |
|
1066879 |
759554 |
Add: Profit brought forward |
|
1081570 |
723927 |
Less: Provision for Bad & Doubtful debts under
Sec.36(1)(Vii a) of Income Tax Act
|
|
0 |
250000 |
TOTAL |
|
2148449 |
1233481 |
|
|
|
|
APPROPRIATIONS |
|
|
|
Transfer to Statutory Reserves |
|
213888 |
151911 |
|
|
|
|
Balance carried over to the Balance Sheet |
|
1934561 |
1081570 |
TOTAL |
|
2148449 |
1233481 |
BUSINESS HIGHLIGHTS - 2008-09
*Total Deposits Rs. 3038 crore |
* Total Advances Rs. 3082 Crore |
| *Operating Profit Rs. 103 crore |
* Priority Sector Advances Rs. 2599 crore |
| *Net Profit Rs.75.96 Crores |
*Agriculture Advances Rs. 2275 crore |
| *Advances to SHGs : Rs. 635 crore |
* Advances to weaker Sections Rs.1766 crore |
AUDITED BALANCE SHEET FOR THE YEAR ENDED 31st MARCH -2009
|
Schedule No. |
Rupees in Thousands |
|
31.03.2009 |
31.03.2008 |
CAPITAL AND LIABILITIES |
|
|
|
CAPITAL |
1 |
423426 |
423426 |
RESERVES AND SURPLUS |
2 |
5605930 |
5096376 |
DEPOSITS |
3 |
30377076 |
28120927 |
BORROWINGS |
4 |
7918495 |
7553221 |
OTHER LIABILITIES AND PROVISIONS |
5 |
1704543 |
2729936 |
TOTAL |
|
46029470 |
43923886 |
|
|
|
|
ASSETS |
|
|
|
CASH AND BALANCES WITH RBI |
6 |
1872135 |
2407030 |
BALANCES WITH BANKS AND MONEY AT CALL AND SHORT NOTICE |
7 |
4724362 |
3066966 |
INVESTMENTS (Net) |
8 |
7392836 |
6762225 |
ADVANCES(Net) |
9 |
30440335 |
29373177 |
Fixed Assets(Net) |
10 |
105742 |
79982 |
Other Assets |
11 |
1494060 |
2234506 |
TOTAL |
|
46029470 |
43923886 |
|
|
|
|
Contingent Liabilities |
12 |
149316 |
155023 |
Bills for Collection |
|
39866 |
- |
PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED 31.03.2009
|
Schedule No |
Rupees in Thousands |
|
31.03.2009 |
31.03.2008 |
INCOME |
|
|
|
Interest Earned |
13 |
3876666 |
3175171 |
Other Income |
14 |
322676 |
310780 |
TOTAL |
|
4199342 |
3485951 |
EXPENDITURE |
|
|
|
Interest Expended |
15 |
2224977 |
1607363 |
Operating Expenses |
16 |
1162131 |
950101 |
Provisions and Contingencies |
|
52680 |
23578 |
TOTAL |
|
3439788 |
2581042 |
|
|
|
|
PROFIT / LOSS |
|
|
|
Net Profit for the Year |
|
759554 |
904909 |
Add: Profit brought forward
Less: Provision for Bad & Doubtful debts under
Sec.36(1)(Vii a) of Income Tax Act |
|
723927
250000 |
0
0 |
TOTAL |
|
1233481 |
904909 |
|
|
|
|
APPROPRIATIONS |
|
|
|
Transfer to Statutory Reserves |
|
151911 |
180982 |
Revenue Reserves |
|
0 |
0 |
Balance carried over to the Balance Sheet |
|
1081570 |
723927 |
|
|
|
|
TOTAL |
|
1233481 |
904909 |
Notes: 1. The above results have been taken on record by the Board of Directors in the Meeting held
on 02.05.2009.
2.The working results for the year ended 31.03.2009 have been arrived at after considering the
Provisions for Non-Performing Assets, Standard Assets and investment depreciation as
Per prudential norms issued by RBI and also Provisions for Gratuity, Pension, Leave
Encashment, anticipated salary revision, Depreciation on Fixed Assets, Income Tax etc.
3. There has been no change in the Accounting Policies adopted during the year ended
31.03.09 as compared to those followed in the previous accounting year including
those covering Income recognition and asset classification aspects.
4. The Bank has implemented Agricultural Debt Waiver and Debt Relief Scheme, 2008 and
Has claimed a sum of Rs. 364.83 crore from Govt. of India ( of which Rs. 204.08 crore is
received) . |
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